City vs city
Jacksonville vs Surf City, NC
Jacksonville currently scores 15 points higher overall than Surf City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Jacksonville: 60/100 · Surf City: 45/100
Jacksonville is 15 points higher.
Flood
Jacksonville: 52/100 · Surf City: 53/100
Surf City is 1 points higher.
Jacksonville: FEMA NFHL flood zones: 8 features intersect this tile.
Surf City: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Jacksonville: 45/100 · Surf City: 50/100
Surf City is 5 points higher.
Jacksonville: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Jacksonville: 48/100 · Surf City: 44/100
Jacksonville is 4 points higher.
Jacksonville: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Jacksonville: 69/100 · Surf City: 19/100
Jacksonville is 50 points higher.
Jacksonville: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Jacksonville: 100/100 · Surf City: 10/100
Jacksonville is 90 points higher.
Jacksonville: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Jacksonville: 81/100 · Surf City: 99/100
Surf City is 18 points higher.
Jacksonville: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Jacksonville: 64/100 · Surf City: 65/100
Surf City is 1 points higher.
Jacksonville: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Jacksonville: 20/100 · Surf City: 18/100
Jacksonville is 2 points higher.
Jacksonville: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Surf City: Air quality signal derived from the latest EPA AirNow combined AQI grid.