City vs city
Hickory vs St. Stephens, NC
St. Stephens currently scores 7 points higher overall than Hickory, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hickory: 41/100 · St. Stephens: 48/100
St. Stephens is 7 points higher.
Flood
Hickory: 36/100 · St. Stephens: 26/100
Hickory is 10 points higher.
Hickory: FEMA NFHL flood zones: 5 features intersect this tile.
St. Stephens: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Hickory: 17/100 · St. Stephens: 17/100
No gap.
Hickory: Wind exposure derived from ingested design wind / climatology tiles.
St. Stephens: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hickory: 47/100 · St. Stephens: 47/100
No gap.
Hickory: Lightning exposure derived from ingested climatology tiles.
St. Stephens: Lightning exposure derived from ingested climatology tiles.
Tornado
Hickory: 8/100 · St. Stephens: 0/100
Hickory is 8 points higher.
Hickory: Tornado risk derived from NOAA SPC historical reports.
St. Stephens: Tornado risk derived from NOAA SPC historical reports.
Hail
Hickory: 61/100 · St. Stephens: 100/100
St. Stephens is 39 points higher.
Hickory: Hail risk derived from NOAA SPC historical reports.
St. Stephens: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hickory: Unavailable · St. Stephens: Unavailable
A score difference cannot be calculated without both sources.
Hickory: Storm surge model is not available for this location yet.
St. Stephens: Storm surge model is not available for this location yet.
Wildfire
Hickory: 78/100 · St. Stephens: 60/100
Hickory is 18 points higher.
Hickory: Wildfire exposure derived from ingested fire potential tiles.
St. Stephens: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hickory: 37/100 · St. Stephens: 37/100
No gap.
Hickory: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Stephens: Air quality signal derived from the latest EPA AirNow combined AQI grid.