City vs city
Havelock vs James City, NC
Havelock and James City are tied on overall score, with the biggest factor difference in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Havelock: 42/100 · James City: 42/100
No gap.
Flood
Havelock: 50/100 · James City: 51/100
James City is 1 points higher.
Havelock: FEMA NFHL flood zones: 14 features intersect this tile.
James City: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Havelock: 43/100 · James City: 41/100
Havelock is 2 points higher.
Havelock: Wind exposure derived from ingested design wind / climatology tiles.
James City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Havelock: 44/100 · James City: 48/100
James City is 4 points higher.
Havelock: Lightning exposure derived from ingested climatology tiles.
James City: Lightning exposure derived from ingested climatology tiles.
Tornado
Havelock: 12/100 · James City: 8/100
Havelock is 4 points higher.
Havelock: Tornado risk derived from NOAA SPC historical reports.
James City: Tornado risk derived from NOAA SPC historical reports.
Hail
Havelock: 43/100 · James City: 42/100
Havelock is 1 points higher.
Havelock: Hail risk derived from NOAA SPC historical reports.
James City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Havelock: 98/100 · James City: 94/100
Havelock is 4 points higher.
Havelock: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
James City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Havelock: 16/100 · James City: 18/100
James City is 2 points higher.
Havelock: Wildfire exposure derived from ingested fire potential tiles.
James City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Havelock: 29/100 · James City: 30/100
James City is 1 points higher.
Havelock: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
James City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.