City vs city
Harkers Island vs Havelock, NC
Harkers Island currently scores 15 points higher overall than Havelock, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harkers Island: 57/100 · Havelock: 42/100
Harkers Island is 15 points higher.
Flood
Harkers Island: 100/100 · Havelock: 50/100
Harkers Island is 50 points higher.
Harkers Island: FEMA NFHL flood zones: 30 features intersect this tile.
Havelock: FEMA NFHL flood zones: 14 features intersect this tile.
Wind
Harkers Island: 50/100 · Havelock: 43/100
Harkers Island is 7 points higher.
Harkers Island: Wind exposure derived from ingested design wind / climatology tiles.
Havelock: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harkers Island: 38/100 · Havelock: 44/100
Havelock is 6 points higher.
Harkers Island: Lightning exposure derived from ingested climatology tiles.
Havelock: Lightning exposure derived from ingested climatology tiles.
Tornado
Harkers Island: 73/100 · Havelock: 12/100
Harkers Island is 61 points higher.
Harkers Island: Tornado risk derived from NOAA SPC historical reports.
Havelock: Tornado risk derived from NOAA SPC historical reports.
Hail
Harkers Island: 16/100 · Havelock: 43/100
Havelock is 27 points higher.
Harkers Island: Hail risk derived from NOAA SPC historical reports.
Havelock: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harkers Island: 96/100 · Havelock: 98/100
Havelock is 2 points higher.
Harkers Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Havelock: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Harkers Island: 71/100 · Havelock: 16/100
Harkers Island is 55 points higher.
Harkers Island: Wildfire exposure derived from ingested fire potential tiles.
Havelock: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harkers Island: 14/100 · Havelock: 29/100
Havelock is 15 points higher.
Harkers Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Havelock: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.