City vs city
Hampstead vs Topsail Beach, NC
Hampstead currently scores 5 points higher overall than Topsail Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hampstead: 51/100 · Topsail Beach: 46/100
Hampstead is 5 points higher.
Flood
Hampstead: 51/100 · Topsail Beach: 55/100
Topsail Beach is 4 points higher.
Hampstead: FEMA NFHL flood zones: 29 features intersect this tile.
Topsail Beach: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Hampstead: 49/100 · Topsail Beach: 50/100
Topsail Beach is 1 points higher.
Hampstead: Wind exposure derived from ingested design wind / climatology tiles.
Topsail Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hampstead: 46/100 · Topsail Beach: 44/100
Hampstead is 2 points higher.
Hampstead: Lightning exposure derived from ingested climatology tiles.
Topsail Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Hampstead: 23/100 · Topsail Beach: 19/100
Hampstead is 4 points higher.
Hampstead: Tornado risk derived from NOAA SPC historical reports.
Topsail Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Hampstead: 60/100 · Topsail Beach: 18/100
Hampstead is 42 points higher.
Hampstead: Hail risk derived from NOAA SPC historical reports.
Topsail Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hampstead: 86/100 · Topsail Beach: 99/100
Topsail Beach is 13 points higher.
Hampstead: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Topsail Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hampstead: 75/100 · Topsail Beach: 64/100
Hampstead is 11 points higher.
Hampstead: Wildfire exposure derived from ingested fire potential tiles.
Topsail Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hampstead: 18/100 · Topsail Beach: 18/100
No gap.
Hampstead: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Topsail Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.