City vs city
Hampstead vs Surf City, NC
Hampstead currently scores 6 points higher overall than Surf City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hampstead: 51/100 · Surf City: 45/100
Hampstead is 6 points higher.
Flood
Hampstead: 51/100 · Surf City: 53/100
Surf City is 2 points higher.
Hampstead: FEMA NFHL flood zones: 29 features intersect this tile.
Surf City: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Hampstead: 49/100 · Surf City: 50/100
Surf City is 1 points higher.
Hampstead: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hampstead: 46/100 · Surf City: 44/100
Hampstead is 2 points higher.
Hampstead: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Hampstead: 23/100 · Surf City: 19/100
Hampstead is 4 points higher.
Hampstead: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Hampstead: 60/100 · Surf City: 10/100
Hampstead is 50 points higher.
Hampstead: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hampstead: 86/100 · Surf City: 99/100
Surf City is 13 points higher.
Hampstead: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hampstead: 75/100 · Surf City: 65/100
Hampstead is 10 points higher.
Hampstead: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hampstead: 18/100 · Surf City: 18/100
No gap.
Hampstead: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.