City vs city
Half Moon vs Surf City, NC
Half Moon currently scores 1 points higher overall than Surf City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Half Moon: 46/100 · Surf City: 45/100
Half Moon is 1 points higher.
Flood
Half Moon: 39/100 · Surf City: 53/100
Surf City is 14 points higher.
Half Moon: FEMA NFHL flood zones: 5 features intersect this tile.
Surf City: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Half Moon: 42/100 · Surf City: 50/100
Surf City is 8 points higher.
Half Moon: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Half Moon: 49/100 · Surf City: 44/100
Half Moon is 5 points higher.
Half Moon: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Half Moon: 12/100 · Surf City: 19/100
Surf City is 7 points higher.
Half Moon: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Half Moon: 37/100 · Surf City: 10/100
Half Moon is 27 points higher.
Half Moon: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Half Moon: 95/100 · Surf City: 99/100
Surf City is 4 points higher.
Half Moon: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Half Moon: 71/100 · Surf City: 65/100
Half Moon is 6 points higher.
Half Moon: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Half Moon: 24/100 · Surf City: 18/100
Half Moon is 6 points higher.
Half Moon: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.