City vs city
Durham vs Surf City, NC
Surf City currently scores 2 points higher overall than Durham, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Durham: 43/100 · Surf City: 45/100
Surf City is 2 points higher.
Flood
Durham: 26/100 · Surf City: 53/100
Surf City is 27 points higher.
Durham: FEMA NFHL flood zones: 10 features intersect this tile.
Surf City: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Durham: 21/100 · Surf City: 50/100
Surf City is 29 points higher.
Durham: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Durham: 53/100 · Surf City: 44/100
Durham is 9 points higher.
Durham: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Durham: 19/100 · Surf City: 19/100
No gap.
Durham: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Durham: 100/100 · Surf City: 10/100
Durham is 90 points higher.
Durham: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Durham: Unavailable · Surf City: 99/100
A score difference cannot be calculated without both sources.
Durham: Storm surge model is not available for this location yet.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Durham: 48/100 · Surf City: 65/100
Surf City is 17 points higher.
Durham: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Durham: 32/100 · Surf City: 18/100
Durham is 14 points higher.
Durham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.