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City vs city

Durham vs St. Stephens, NC

St. Stephens currently scores 5 points higher overall than Durham, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Durham

43/100

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St. Stephens

48/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Durham: 43/100 · St. Stephens: 48/100

St. Stephens is 5 points higher.

Flood

Durham: 26/100 · St. Stephens: 26/100

No gap.

Durham: FEMA NFHL flood zones: 10 features intersect this tile.

St. Stephens: FEMA NFHL flood zones: 1 features intersect this tile.

Wind

Durham: 21/100 · St. Stephens: 17/100

Durham is 4 points higher.

Durham: Wind exposure derived from ingested design wind / climatology tiles.

St. Stephens: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Durham: 53/100 · St. Stephens: 47/100

Durham is 6 points higher.

Durham: Lightning exposure derived from ingested climatology tiles.

St. Stephens: Lightning exposure derived from ingested climatology tiles.

Tornado

Durham: 19/100 · St. Stephens: 0/100

Durham is 19 points higher.

Durham: Tornado risk derived from NOAA SPC historical reports.

St. Stephens: Tornado risk derived from NOAA SPC historical reports.

Hail

Durham: 100/100 · St. Stephens: 100/100

No gap.

Durham: Hail risk derived from NOAA SPC historical reports.

St. Stephens: Hail risk derived from NOAA SPC historical reports.

Storm surge

Durham: Unavailable · St. Stephens: Unavailable

A score difference cannot be calculated without both sources.

Durham: Storm surge model is not available for this location yet.

St. Stephens: Storm surge model is not available for this location yet.

Wildfire

Durham: 48/100 · St. Stephens: 60/100

St. Stephens is 12 points higher.

Durham: Wildfire exposure derived from ingested fire potential tiles.

St. Stephens: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Durham: 32/100 · St. Stephens: 37/100

St. Stephens is 5 points higher.

Durham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Stephens: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.