City vs city
Durham vs Ocean Isle Beach, NC
Ocean Isle Beach currently scores 3 points higher overall than Durham, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Durham: 43/100 · Ocean Isle Beach: 46/100
Ocean Isle Beach is 3 points higher.
Flood
Durham: 26/100 · Ocean Isle Beach: 39/100
Ocean Isle Beach is 13 points higher.
Durham: FEMA NFHL flood zones: 10 features intersect this tile.
Ocean Isle Beach: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Durham: 21/100 · Ocean Isle Beach: 53/100
Ocean Isle Beach is 32 points higher.
Durham: Wind exposure derived from ingested design wind / climatology tiles.
Ocean Isle Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Durham: 53/100 · Ocean Isle Beach: 52/100
Durham is 1 points higher.
Durham: Lightning exposure derived from ingested climatology tiles.
Ocean Isle Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Durham: 19/100 · Ocean Isle Beach: 0/100
Durham is 19 points higher.
Durham: Tornado risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Durham: 100/100 · Ocean Isle Beach: 11/100
Durham is 89 points higher.
Durham: Hail risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Durham: Unavailable · Ocean Isle Beach: 86/100
A score difference cannot be calculated without both sources.
Durham: Storm surge model is not available for this location yet.
Ocean Isle Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Durham: 48/100 · Ocean Isle Beach: 63/100
Ocean Isle Beach is 15 points higher.
Durham: Wildfire exposure derived from ingested fire potential tiles.
Ocean Isle Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Durham: 32/100 · Ocean Isle Beach: 19/100
Durham is 13 points higher.
Durham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean Isle Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.