City vs city
Durham vs Emerald Isle, NC
Durham currently scores 2 points higher overall than Emerald Isle, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Durham: 43/100 · Emerald Isle: 41/100
Durham is 2 points higher.
Flood
Durham: 26/100 · Emerald Isle: 47/100
Emerald Isle is 21 points higher.
Durham: FEMA NFHL flood zones: 10 features intersect this tile.
Emerald Isle: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Durham: 21/100 · Emerald Isle: 49/100
Emerald Isle is 28 points higher.
Durham: Wind exposure derived from ingested design wind / climatology tiles.
Emerald Isle: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Durham: 53/100 · Emerald Isle: 40/100
Durham is 13 points higher.
Durham: Lightning exposure derived from ingested climatology tiles.
Emerald Isle: Lightning exposure derived from ingested climatology tiles.
Tornado
Durham: 19/100 · Emerald Isle: 35/100
Emerald Isle is 16 points higher.
Durham: Tornado risk derived from NOAA SPC historical reports.
Emerald Isle: Tornado risk derived from NOAA SPC historical reports.
Hail
Durham: 100/100 · Emerald Isle: 24/100
Durham is 76 points higher.
Durham: Hail risk derived from NOAA SPC historical reports.
Emerald Isle: Hail risk derived from NOAA SPC historical reports.
Storm surge
Durham: Unavailable · Emerald Isle: 98/100
A score difference cannot be calculated without both sources.
Durham: Storm surge model is not available for this location yet.
Emerald Isle: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Durham: 48/100 · Emerald Isle: 13/100
Durham is 35 points higher.
Durham: Wildfire exposure derived from ingested fire potential tiles.
Emerald Isle: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Durham: 32/100 · Emerald Isle: 25/100
Durham is 7 points higher.
Durham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Emerald Isle: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.