City vs city
Concord vs Surf City, NC
Concord currently scores 4 points higher overall than Surf City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Concord: 49/100 · Surf City: 45/100
Concord is 4 points higher.
Flood
Concord: 35/100 · Surf City: 53/100
Surf City is 18 points higher.
Concord: FEMA NFHL flood zones: 15 features intersect this tile.
Surf City: FEMA NFHL flood zones: 27 features intersect this tile.
Wind
Concord: 19/100 · Surf City: 50/100
Surf City is 31 points higher.
Concord: Wind exposure derived from ingested design wind / climatology tiles.
Surf City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Concord: 46/100 · Surf City: 44/100
Concord is 2 points higher.
Concord: Lightning exposure derived from ingested climatology tiles.
Surf City: Lightning exposure derived from ingested climatology tiles.
Tornado
Concord: 0/100 · Surf City: 19/100
Surf City is 19 points higher.
Concord: Tornado risk derived from NOAA SPC historical reports.
Surf City: Tornado risk derived from NOAA SPC historical reports.
Hail
Concord: 72/100 · Surf City: 10/100
Concord is 62 points higher.
Concord: Hail risk derived from NOAA SPC historical reports.
Surf City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Concord: Unavailable · Surf City: 99/100
A score difference cannot be calculated without both sources.
Concord: Storm surge model is not available for this location yet.
Surf City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Concord: 72/100 · Surf City: 65/100
Concord is 7 points higher.
Concord: Wildfire exposure derived from ingested fire potential tiles.
Surf City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Concord: 47/100 · Surf City: 18/100
Concord is 29 points higher.
Concord: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Surf City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.