City vs city
Concord vs St. James, NC
Concord currently scores 5 points higher overall than St. James, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Concord: 49/100 · St. James: 44/100
Concord is 5 points higher.
Flood
Concord: 35/100 · St. James: 37/100
St. James is 2 points higher.
Concord: FEMA NFHL flood zones: 15 features intersect this tile.
St. James: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Concord: 19/100 · St. James: 53/100
St. James is 34 points higher.
Concord: Wind exposure derived from ingested design wind / climatology tiles.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Concord: 46/100 · St. James: 45/100
Concord is 1 points higher.
Concord: Lightning exposure derived from ingested climatology tiles.
St. James: Lightning exposure derived from ingested climatology tiles.
Tornado
Concord: 0/100 · St. James: 4/100
St. James is 4 points higher.
Concord: Tornado risk derived from NOAA SPC historical reports.
St. James: Tornado risk derived from NOAA SPC historical reports.
Hail
Concord: 72/100 · St. James: 27/100
Concord is 45 points higher.
Concord: Hail risk derived from NOAA SPC historical reports.
St. James: Hail risk derived from NOAA SPC historical reports.
Storm surge
Concord: Unavailable · St. James: 99/100
A score difference cannot be calculated without both sources.
Concord: Storm surge model is not available for this location yet.
St. James: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Concord: 72/100 · St. James: 72/100
No gap.
Concord: Wildfire exposure derived from ingested fire potential tiles.
St. James: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Concord: 47/100 · St. James: 17/100
Concord is 30 points higher.
Concord: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.