City vs city
Concord vs Ocean Isle Beach, NC
Concord currently scores 3 points higher overall than Ocean Isle Beach, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Concord: 49/100 · Ocean Isle Beach: 46/100
Concord is 3 points higher.
Flood
Concord: 35/100 · Ocean Isle Beach: 39/100
Ocean Isle Beach is 4 points higher.
Concord: FEMA NFHL flood zones: 15 features intersect this tile.
Ocean Isle Beach: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Concord: 19/100 · Ocean Isle Beach: 53/100
Ocean Isle Beach is 34 points higher.
Concord: Wind exposure derived from ingested design wind / climatology tiles.
Ocean Isle Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Concord: 46/100 · Ocean Isle Beach: 52/100
Ocean Isle Beach is 6 points higher.
Concord: Lightning exposure derived from ingested climatology tiles.
Ocean Isle Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Concord: 0/100 · Ocean Isle Beach: 0/100
No gap.
Concord: Tornado risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Concord: 72/100 · Ocean Isle Beach: 11/100
Concord is 61 points higher.
Concord: Hail risk derived from NOAA SPC historical reports.
Ocean Isle Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Concord: Unavailable · Ocean Isle Beach: 86/100
A score difference cannot be calculated without both sources.
Concord: Storm surge model is not available for this location yet.
Ocean Isle Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Concord: 72/100 · Ocean Isle Beach: 63/100
Concord is 9 points higher.
Concord: Wildfire exposure derived from ingested fire potential tiles.
Ocean Isle Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Concord: 47/100 · Ocean Isle Beach: 19/100
Concord is 28 points higher.
Concord: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean Isle Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.