City vs city
Charlotte vs Wilmington, NC
Wilmington currently scores 7 points higher overall than Charlotte, with the largest gap in wind.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 49/100 · Wilmington: 56/100
Wilmington is 7 points higher.
Flood
Charlotte: 34/100 · Wilmington: 41/100
Wilmington is 7 points higher.
Charlotte: FEMA NFHL flood zones: 10 features intersect this tile.
Wilmington: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Charlotte: 19/100 · Wilmington: 50/100
Wilmington is 31 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Wilmington: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 43/100 · Wilmington: 45/100
Wilmington is 2 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Wilmington: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 42/100 · Wilmington: 46/100
Wilmington is 4 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Wilmington: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 100/100 · Wilmington: 100/100
No gap.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Wilmington: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Wilmington: 96/100
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Wilmington: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte: 68/100 · Wilmington: 54/100
Charlotte is 14 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Wilmington: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 39/100 · Wilmington: 18/100
Charlotte is 21 points higher.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Wilmington: Air quality signal derived from the latest EPA AirNow combined AQI grid.