City vs city
Charlotte vs Swan Quarter, NC
Swan Quarter currently scores 12 points higher overall than Charlotte, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Swan Quarter: 52/100
Swan Quarter is 12 points higher.
Flood
Charlotte: 36/100 · Swan Quarter: 99/100
Swan Quarter is 63 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Swan Quarter: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Charlotte: 19/100 · Swan Quarter: 38/100
Swan Quarter is 19 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Swan Quarter: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Swan Quarter: 47/100
Swan Quarter is 2 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Swan Quarter: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Swan Quarter: 42/100
Swan Quarter is 15 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Swan Quarter: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Swan Quarter: 28/100
Charlotte is 9 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Swan Quarter: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Swan Quarter: 91/100
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Swan Quarter: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte: 72/100 · Swan Quarter: 51/100
Charlotte is 21 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Swan Quarter: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte: 47/100 · Swan Quarter: 16/100
Charlotte is 31 points higher.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Swan Quarter: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.