City vs city
Charlotte vs Red Oak, NC
Charlotte currently scores 9 points higher overall than Red Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Red Oak: 31/100
Charlotte is 9 points higher.
Flood
Charlotte: 36/100 · Red Oak: 30/100
Charlotte is 6 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Red Oak: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Charlotte: 19/100 · Red Oak: 24/100
Red Oak is 5 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Red Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Red Oak: 52/100
Red Oak is 7 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Red Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Red Oak: 4/100
Charlotte is 23 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Red Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Red Oak: 9/100
Charlotte is 28 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Red Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Red Oak: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Red Oak: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 72/100 · Red Oak: 67/100
Charlotte is 5 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Red Oak: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte: 47/100 · Red Oak: 28/100
Charlotte is 19 points higher.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Red Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.