City vs city
Charlotte vs Oak Ridge, NC
Charlotte currently scores 8 points higher overall than Oak Ridge, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Oak Ridge: 32/100
Charlotte is 8 points higher.
Flood
Charlotte: 36/100 · Oak Ridge: 35/100
Charlotte is 1 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Oak Ridge: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Charlotte: 19/100 · Oak Ridge: 19/100
No gap.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Oak Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Oak Ridge: 41/100
Charlotte is 4 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Oak Ridge: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Oak Ridge: 12/100
Charlotte is 15 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Oak Ridge: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Oak Ridge: 29/100
Charlotte is 8 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Oak Ridge: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Oak Ridge: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Oak Ridge: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 72/100 · Oak Ridge: 53/100
Charlotte is 19 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Oak Ridge: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 47/100 · Oak Ridge: 35/100
Charlotte is 12 points higher.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Ridge: Air quality signal derived from the latest EPA AirNow combined AQI grid.