City vs city
Charlotte vs Morganton, NC
Morganton currently scores 2 points higher overall than Charlotte, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 49/100 · Morganton: 51/100
Morganton is 2 points higher.
Flood
Charlotte: 34/100 · Morganton: 36/100
Morganton is 2 points higher.
Charlotte: FEMA NFHL flood zones: 10 features intersect this tile.
Morganton: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Charlotte: 19/100 · Morganton: 16/100
Charlotte is 3 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Morganton: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 43/100 · Morganton: 46/100
Morganton is 3 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Morganton: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 42/100 · Morganton: 0/100
Charlotte is 42 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Morganton: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 100/100 · Morganton: 100/100
No gap.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Morganton: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Morganton: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Morganton: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 68/100 · Morganton: 73/100
Morganton is 5 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Morganton: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 39/100 · Morganton: 33/100
Charlotte is 6 points higher.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Morganton: Air quality signal derived from the latest EPA AirNow combined AQI grid.