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City vs city

Charlotte vs Mills River, NC

Mills River currently scores 3 points higher overall than Charlotte, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Charlotte

40/100

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Mills River

43/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Charlotte: 40/100 · Mills River: 43/100

Mills River is 3 points higher.

Flood

Charlotte: 36/100 · Mills River: 46/100

Mills River is 10 points higher.

Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.

Mills River: FEMA NFHL flood zones: 11 features intersect this tile.

Wind

Charlotte: 19/100 · Mills River: 15/100

Charlotte is 4 points higher.

Charlotte: Wind exposure derived from ingested design wind / climatology tiles.

Mills River: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Charlotte: 45/100 · Mills River: 46/100

Mills River is 1 points higher.

Charlotte: Lightning exposure derived from ingested climatology tiles.

Mills River: Lightning exposure derived from ingested climatology tiles.

Tornado

Charlotte: 27/100 · Mills River: 8/100

Charlotte is 19 points higher.

Charlotte: Tornado risk derived from NOAA SPC historical reports.

Mills River: Tornado risk derived from NOAA SPC historical reports.

Hail

Charlotte: 37/100 · Mills River: 98/100

Mills River is 61 points higher.

Charlotte: Hail risk derived from NOAA SPC historical reports.

Mills River: Hail risk derived from NOAA SPC historical reports.

Storm surge

Charlotte: Unavailable · Mills River: Unavailable

A score difference cannot be calculated without both sources.

Charlotte: Storm surge model is not available for this location yet.

Mills River: Storm surge model is not available for this location yet.

Wildfire

Charlotte: 72/100 · Mills River: 59/100

Charlotte is 13 points higher.

Charlotte: Wildfire exposure derived from ingested fire potential tiles.

Mills River: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Charlotte: 47/100 · Mills River: 32/100

Charlotte is 15 points higher.

Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Mills River: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.