City vs city
Charlotte vs Garner, NC
Charlotte currently scores 7 points higher overall than Garner, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 49/100 · Garner: 42/100
Charlotte is 7 points higher.
Flood
Charlotte: 34/100 · Garner: 36/100
Garner is 2 points higher.
Charlotte: FEMA NFHL flood zones: 10 features intersect this tile.
Garner: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Charlotte: 19/100 · Garner: 24/100
Garner is 5 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Garner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 43/100 · Garner: 64/100
Garner is 21 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Garner: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 42/100 · Garner: 15/100
Charlotte is 27 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Garner: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 100/100 · Garner: 61/100
Charlotte is 39 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Garner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Garner: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Garner: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 68/100 · Garner: 63/100
Charlotte is 5 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Garner: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 39/100 · Garner: 29/100
Charlotte is 10 points higher.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Garner: Air quality signal derived from the latest EPA AirNow combined AQI grid.