City vs city
Charlotte vs Fairfield Harbour, NC
Fairfield Harbour currently scores 4 points higher overall than Charlotte, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Fairfield Harbour: 44/100
Fairfield Harbour is 4 points higher.
Flood
Charlotte: 36/100 · Fairfield Harbour: 74/100
Fairfield Harbour is 38 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Fairfield Harbour: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Charlotte: 19/100 · Fairfield Harbour: 41/100
Fairfield Harbour is 22 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Fairfield Harbour: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Fairfield Harbour: 48/100
Fairfield Harbour is 3 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Fairfield Harbour: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Fairfield Harbour: 23/100
Charlotte is 4 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Fairfield Harbour: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Fairfield Harbour: 21/100
Charlotte is 16 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Fairfield Harbour: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Fairfield Harbour: 98/100
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Fairfield Harbour: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte: 72/100 · Fairfield Harbour: 15/100
Charlotte is 57 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Fairfield Harbour: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte: 47/100 · Fairfield Harbour: 29/100
Charlotte is 18 points higher.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Fairfield Harbour: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.