City vs city
Charlotte vs Emerald Isle, NC
Emerald Isle currently scores 1 points higher overall than Charlotte, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 40/100 · Emerald Isle: 41/100
Emerald Isle is 1 points higher.
Flood
Charlotte: 36/100 · Emerald Isle: 47/100
Emerald Isle is 11 points higher.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Emerald Isle: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Charlotte: 19/100 · Emerald Isle: 49/100
Emerald Isle is 30 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Emerald Isle: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 45/100 · Emerald Isle: 40/100
Charlotte is 5 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Emerald Isle: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 27/100 · Emerald Isle: 35/100
Emerald Isle is 8 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Emerald Isle: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 37/100 · Emerald Isle: 24/100
Charlotte is 13 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Emerald Isle: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Emerald Isle: 98/100
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Emerald Isle: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte: 72/100 · Emerald Isle: 13/100
Charlotte is 59 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Emerald Isle: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte: 47/100 · Emerald Isle: 25/100
Charlotte is 22 points higher.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Emerald Isle: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.