City vs city
Chapel Hill vs Charlotte, NC
Chapel Hill currently scores 1 points higher overall than Charlotte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chapel Hill: 41/100 · Charlotte: 40/100
Chapel Hill is 1 points higher.
Flood
Chapel Hill: 32/100 · Charlotte: 36/100
Charlotte is 4 points higher.
Chapel Hill: FEMA NFHL flood zones: 11 features intersect this tile.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Chapel Hill: 22/100 · Charlotte: 19/100
Chapel Hill is 3 points higher.
Chapel Hill: Wind exposure derived from ingested design wind / climatology tiles.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chapel Hill: 54/100 · Charlotte: 45/100
Chapel Hill is 9 points higher.
Chapel Hill: Lightning exposure derived from ingested climatology tiles.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Tornado
Chapel Hill: 8/100 · Charlotte: 27/100
Charlotte is 19 points higher.
Chapel Hill: Tornado risk derived from NOAA SPC historical reports.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Hail
Chapel Hill: 77/100 · Charlotte: 37/100
Chapel Hill is 40 points higher.
Chapel Hill: Hail risk derived from NOAA SPC historical reports.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chapel Hill: Unavailable · Charlotte: Unavailable
A score difference cannot be calculated without both sources.
Chapel Hill: Storm surge model is not available for this location yet.
Charlotte: Storm surge model is not available for this location yet.
Wildfire
Chapel Hill: 64/100 · Charlotte: 72/100
Charlotte is 8 points higher.
Chapel Hill: Wildfire exposure derived from ingested fire potential tiles.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chapel Hill: 28/100 · Charlotte: 47/100
Charlotte is 19 points higher.
Chapel Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.