City vs city
Cerro Gordo vs Charlotte, NC
Cerro Gordo currently scores 3 points higher overall than Charlotte, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cerro Gordo: 43/100 · Charlotte: 40/100
Cerro Gordo is 3 points higher.
Flood
Cerro Gordo: 53/100 · Charlotte: 36/100
Cerro Gordo is 17 points higher.
Cerro Gordo: FEMA NFHL flood zones: 9 features intersect this tile.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Cerro Gordo: 39/100 · Charlotte: 19/100
Cerro Gordo is 20 points higher.
Cerro Gordo: Wind exposure derived from ingested design wind / climatology tiles.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cerro Gordo: 64/100 · Charlotte: 45/100
Cerro Gordo is 19 points higher.
Cerro Gordo: Lightning exposure derived from ingested climatology tiles.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Tornado
Cerro Gordo: 12/100 · Charlotte: 27/100
Charlotte is 15 points higher.
Cerro Gordo: Tornado risk derived from NOAA SPC historical reports.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Hail
Cerro Gordo: 40/100 · Charlotte: 37/100
Cerro Gordo is 3 points higher.
Cerro Gordo: Hail risk derived from NOAA SPC historical reports.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cerro Gordo: Unavailable · Charlotte: Unavailable
A score difference cannot be calculated without both sources.
Cerro Gordo: Storm surge model is not available for this location yet.
Charlotte: Storm surge model is not available for this location yet.
Wildfire
Cerro Gordo: 73/100 · Charlotte: 72/100
Cerro Gordo is 1 points higher.
Cerro Gordo: Wildfire exposure derived from ingested fire potential tiles.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cerro Gordo: 20/100 · Charlotte: 47/100
Charlotte is 27 points higher.
Cerro Gordo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.