City vs city
Carolina Beach vs St. James, NC
St. James currently scores 2 points higher overall than Carolina Beach, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carolina Beach: 42/100 · St. James: 44/100
St. James is 2 points higher.
Flood
Carolina Beach: 69/100 · St. James: 37/100
Carolina Beach is 32 points higher.
Carolina Beach: FEMA NFHL flood zones: 6 features intersect this tile.
St. James: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Carolina Beach: 52/100 · St. James: 53/100
St. James is 1 points higher.
Carolina Beach: Wind exposure derived from ingested design wind / climatology tiles.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carolina Beach: 41/100 · St. James: 45/100
St. James is 4 points higher.
Carolina Beach: Lightning exposure derived from ingested climatology tiles.
St. James: Lightning exposure derived from ingested climatology tiles.
Tornado
Carolina Beach: 19/100 · St. James: 4/100
Carolina Beach is 15 points higher.
Carolina Beach: Tornado risk derived from NOAA SPC historical reports.
St. James: Tornado risk derived from NOAA SPC historical reports.
Hail
Carolina Beach: 33/100 · St. James: 27/100
Carolina Beach is 6 points higher.
Carolina Beach: Hail risk derived from NOAA SPC historical reports.
St. James: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carolina Beach: 98/100 · St. James: 99/100
St. James is 1 points higher.
Carolina Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
St. James: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carolina Beach: 5/100 · St. James: 72/100
St. James is 67 points higher.
Carolina Beach: Wildfire exposure derived from ingested fire potential tiles.
St. James: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Carolina Beach: 18/100 · St. James: 17/100
Carolina Beach is 1 points higher.
Carolina Beach: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. James: Air quality signal derived from the latest EPA AirNow combined AQI grid.