City vs city
Belhaven vs Charlotte, NC
Belhaven currently scores 11 points higher overall than Charlotte, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Belhaven: 51/100 · Charlotte: 40/100
Belhaven is 11 points higher.
Flood
Belhaven: 82/100 · Charlotte: 36/100
Belhaven is 46 points higher.
Belhaven: FEMA NFHL flood zones: 9 features intersect this tile.
Charlotte: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Belhaven: 34/100 · Charlotte: 19/100
Belhaven is 15 points higher.
Belhaven: Wind exposure derived from ingested design wind / climatology tiles.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Belhaven: 55/100 · Charlotte: 45/100
Belhaven is 10 points higher.
Belhaven: Lightning exposure derived from ingested climatology tiles.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Tornado
Belhaven: 42/100 · Charlotte: 27/100
Belhaven is 15 points higher.
Belhaven: Tornado risk derived from NOAA SPC historical reports.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Hail
Belhaven: 49/100 · Charlotte: 37/100
Belhaven is 12 points higher.
Belhaven: Hail risk derived from NOAA SPC historical reports.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Storm surge
Belhaven: 95/100 · Charlotte: Unavailable
A score difference cannot be calculated without both sources.
Belhaven: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Charlotte: Storm surge model is not available for this location yet.
Wildfire
Belhaven: 19/100 · Charlotte: 72/100
Charlotte is 53 points higher.
Belhaven: Wildfire exposure derived from ingested fire potential tiles.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Belhaven: 30/100 · Charlotte: 47/100
Charlotte is 17 points higher.
Belhaven: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.