City vs city

Bald Head Island vs St. James, NC

St. James currently scores 12 points higher overall than Bald Head Island, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Bald Head Island

32/100

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St. James

44/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Bald Head Island: 32/100 · St. James: 44/100

St. James is 12 points higher.

Flood

Bald Head Island: 0/100 · St. James: 37/100

St. James is 37 points higher.

Bald Head Island: FEMA NFHL flood zones: 9 features intersect this tile.

St. James: FEMA NFHL flood zones: 9 features intersect this tile.

Wind

Bald Head Island: 55/100 · St. James: 53/100

Bald Head Island is 2 points higher.

Bald Head Island: Wind exposure derived from ingested design wind / climatology tiles.

St. James: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Bald Head Island: 41/100 · St. James: 45/100

St. James is 4 points higher.

Bald Head Island: Lightning exposure derived from ingested climatology tiles.

St. James: Lightning exposure derived from ingested climatology tiles.

Tornado

Bald Head Island: 35/100 · St. James: 4/100

Bald Head Island is 31 points higher.

Bald Head Island: Tornado risk derived from NOAA SPC historical reports.

St. James: Tornado risk derived from NOAA SPC historical reports.

Hail

Bald Head Island: 3/100 · St. James: 27/100

St. James is 24 points higher.

Bald Head Island: Hail risk derived from NOAA SPC historical reports.

St. James: Hail risk derived from NOAA SPC historical reports.

Storm surge

Bald Head Island: 97/100 · St. James: 99/100

St. James is 2 points higher.

Bald Head Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

St. James: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Bald Head Island: 6/100 · St. James: 72/100

St. James is 66 points higher.

Bald Head Island: Wildfire exposure derived from ingested fire potential tiles.

St. James: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Bald Head Island: 17/100 · St. James: 17/100

No gap.

Bald Head Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.