City vs city
Lockwood vs Shepherd, MT
Lockwood currently scores 3 points higher overall than Shepherd, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lockwood: 36/100 · Shepherd: 33/100
Lockwood is 3 points higher.
Flood
Lockwood: 38/100 · Shepherd: 30/100
Lockwood is 8 points higher.
Lockwood: FEMA NFHL flood zones: 9 features intersect this tile.
Shepherd: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Lockwood: 17/100 · Shepherd: 17/100
No gap.
Lockwood: Wind exposure derived from ingested design wind / climatology tiles.
Shepherd: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lockwood: 11/100 · Shepherd: 11/100
No gap.
Lockwood: Lightning exposure derived from ingested climatology tiles.
Shepherd: Lightning exposure derived from ingested climatology tiles.
Tornado
Lockwood: 15/100 · Shepherd: 8/100
Lockwood is 7 points higher.
Lockwood: Tornado risk derived from NOAA SPC historical reports.
Shepherd: Tornado risk derived from NOAA SPC historical reports.
Hail
Lockwood: 100/100 · Shepherd: 100/100
No gap.
Lockwood: Hail risk derived from NOAA SPC historical reports.
Shepherd: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lockwood: Unavailable · Shepherd: Unavailable
A score difference cannot be calculated without both sources.
Lockwood: Storm surge model is not available for this location yet.
Shepherd: Storm surge model is not available for this location yet.
Wildfire
Lockwood: 54/100 · Shepherd: 50/100
Lockwood is 4 points higher.
Lockwood: Wildfire exposure derived from ingested fire potential tiles.
Shepherd: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lockwood: 16/100 · Shepherd: 16/100
No gap.
Lockwood: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Shepherd: Air quality signal derived from the latest EPA AirNow combined AQI grid.