City vs city
Libby vs Troy, MT
Libby currently scores 9 points higher overall than Troy, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Libby: 27/100 · Troy: 18/100
Libby is 9 points higher.
Flood
Libby: 34/100 · Troy: Unavailable
A score difference cannot be calculated without both sources.
Libby: FEMA NFHL flood zones: 15 features intersect this tile.
Troy: Flood model is not available for this location yet.
Wind
Libby: 13/100 · Troy: 13/100
No gap.
Libby: Wind exposure derived from ingested design wind / climatology tiles.
Troy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Libby: 8/100 · Troy: 6/100
Libby is 2 points higher.
Libby: Lightning exposure derived from ingested climatology tiles.
Troy: Lightning exposure derived from ingested climatology tiles.
Tornado
Libby: 0/100 · Troy: 0/100
No gap.
Libby: Tornado risk derived from NOAA SPC historical reports.
Troy: Tornado risk derived from NOAA SPC historical reports.
Hail
Libby: 20/100 · Troy: 3/100
Libby is 17 points higher.
Libby: Hail risk derived from NOAA SPC historical reports.
Troy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Libby: Unavailable · Troy: Unavailable
A score difference cannot be calculated without both sources.
Libby: Storm surge model is not available for this location yet.
Troy: Storm surge model is not available for this location yet.
Wildfire
Libby: 75/100 · Troy: 70/100
Libby is 5 points higher.
Libby: Wildfire exposure derived from ingested fire potential tiles.
Troy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Libby: 14/100 · Troy: 14/100
No gap.
Libby: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Troy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
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