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City vs city
Horizon Colony vs Shelby, MT
Shelby currently scores 3 points higher overall than Horizon Colony, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Horizon Colony: 15/100 · Shelby: 18/100
Shelby is 3 points higher.
Flood
Horizon Colony: 0/100 · Shelby: 0/100
No gap.
Wind
Horizon Colony: 15/100 · Shelby: 15/100
No gap.
Lightning
Horizon Colony: 14/100 · Shelby: 13/100
Horizon Colony is 1 points higher.
Tornado
Horizon Colony: 0/100 · Shelby: 12/100
Shelby is 12 points higher.
Hail
Horizon Colony: 12/100 · Shelby: 42/100
Shelby is 30 points higher.
Storm surge
Horizon Colony: 0/100 · Shelby: 0/100
No gap.