City vs city
Helena Flats vs Whitefish, MT
Helena Flats currently scores 3 points higher overall than Whitefish, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Helena Flats: 29/100 · Whitefish: 26/100
Helena Flats is 3 points higher.
Flood
Helena Flats: 64/100 · Whitefish: 41/100
Helena Flats is 23 points higher.
Helena Flats: FEMA NFHL flood zones: 14 features intersect this tile.
Whitefish: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Helena Flats: 14/100 · Whitefish: 14/100
No gap.
Helena Flats: Wind exposure derived from ingested design wind / climatology tiles.
Whitefish: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Helena Flats: 10/100 · Whitefish: 10/100
No gap.
Helena Flats: Lightning exposure derived from ingested climatology tiles.
Whitefish: Lightning exposure derived from ingested climatology tiles.
Tornado
Helena Flats: 0/100 · Whitefish: 4/100
Whitefish is 4 points higher.
Helena Flats: Tornado risk derived from NOAA SPC historical reports.
Whitefish: Tornado risk derived from NOAA SPC historical reports.
Hail
Helena Flats: 14/100 · Whitefish: 29/100
Whitefish is 15 points higher.
Helena Flats: Hail risk derived from NOAA SPC historical reports.
Whitefish: Hail risk derived from NOAA SPC historical reports.
Storm surge
Helena Flats: Unavailable · Whitefish: Unavailable
A score difference cannot be calculated without both sources.
Helena Flats: Storm surge model is not available for this location yet.
Whitefish: Storm surge model is not available for this location yet.
Wildfire
Helena Flats: 56/100 · Whitefish: 65/100
Whitefish is 9 points higher.
Helena Flats: Wildfire exposure derived from ingested fire potential tiles.
Whitefish: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Helena Flats: 17/100 · Whitefish: 17/100
No gap.
Helena Flats: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Whitefish: Air quality signal derived from the latest EPA AirNow combined AQI grid.