City vs city
Havre vs Kalispell, MT
Havre currently scores 6 points higher overall than Kalispell, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Havre: 31/100 · Kalispell: 25/100
Havre is 6 points higher.
Flood
Havre: Unavailable · Kalispell: 30/100
A score difference cannot be calculated without both sources.
Havre: Flood model is not available for this location yet.
Kalispell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Havre: 16/100 · Kalispell: 14/100
Havre is 2 points higher.
Havre: Wind exposure derived from ingested design wind / climatology tiles.
Kalispell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Havre: 13/100 · Kalispell: 10/100
Havre is 3 points higher.
Havre: Lightning exposure derived from ingested climatology tiles.
Kalispell: Lightning exposure derived from ingested climatology tiles.
Tornado
Havre: 0/100 · Kalispell: 4/100
Kalispell is 4 points higher.
Havre: Tornado risk derived from NOAA SPC historical reports.
Kalispell: Tornado risk derived from NOAA SPC historical reports.
Hail
Havre: 100/100 · Kalispell: 39/100
Havre is 61 points higher.
Havre: Hail risk derived from NOAA SPC historical reports.
Kalispell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Havre: Unavailable · Kalispell: Unavailable
A score difference cannot be calculated without both sources.
Havre: Storm surge model is not available for this location yet.
Kalispell: Storm surge model is not available for this location yet.
Wildfire
Havre: 45/100 · Kalispell: 64/100
Kalispell is 19 points higher.
Havre: Wildfire exposure derived from ingested fire potential tiles.
Kalispell: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Havre: 14/100 · Kalispell: 17/100
Kalispell is 3 points higher.
Havre: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Kalispell: Air quality signal derived from the latest EPA AirNow combined AQI grid.
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