City vs city
Havre North vs Kalispell, MT
Havre North currently scores 6 points higher overall than Kalispell, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Havre North: 31/100 · Kalispell: 25/100
Havre North is 6 points higher.
Flood
Havre North: Unavailable · Kalispell: 28/100
A score difference cannot be calculated without both sources.
Havre North: Flood model is not available for this location yet.
Kalispell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Havre North: 16/100 · Kalispell: 14/100
Havre North is 2 points higher.
Havre North: Wind exposure derived from ingested design wind / climatology tiles.
Kalispell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Havre North: 13/100 · Kalispell: 10/100
Havre North is 3 points higher.
Havre North: Lightning exposure derived from ingested climatology tiles.
Kalispell: Lightning exposure derived from ingested climatology tiles.
Tornado
Havre North: 0/100 · Kalispell: 0/100
No gap.
Havre North: Tornado risk derived from NOAA SPC historical reports.
Kalispell: Tornado risk derived from NOAA SPC historical reports.
Hail
Havre North: 100/100 · Kalispell: 16/100
Havre North is 84 points higher.
Havre North: Hail risk derived from NOAA SPC historical reports.
Kalispell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Havre North: Unavailable · Kalispell: Unavailable
A score difference cannot be calculated without both sources.
Havre North: Storm surge model is not available for this location yet.
Kalispell: Storm surge model is not available for this location yet.
Wildfire
Havre North: 45/100 · Kalispell: 66/100
Kalispell is 21 points higher.
Havre North: Wildfire exposure derived from ingested fire potential tiles.
Kalispell: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Havre North: 14/100 · Kalispell: 17/100
Kalispell is 3 points higher.
Havre North: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kalispell: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.