City vs city
Harlem vs Hays, MT
Hays currently scores 3 points higher overall than Harlem, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harlem: 23/100 · Hays: 26/100
Hays is 3 points higher.
Flood
Harlem: 39/100 · Hays: 26/100
Harlem is 13 points higher.
Harlem: FEMA NFHL flood zones: 8 features intersect this tile.
Hays: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Harlem: 17/100 · Hays: 17/100
No gap.
Harlem: Wind exposure derived from ingested design wind / climatology tiles.
Hays: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harlem: 9/100 · Hays: 16/100
Hays is 7 points higher.
Harlem: Lightning exposure derived from ingested climatology tiles.
Hays: Lightning exposure derived from ingested climatology tiles.
Tornado
Harlem: 0/100 · Hays: 0/100
No gap.
Harlem: Tornado risk derived from NOAA SPC historical reports.
Hays: Tornado risk derived from NOAA SPC historical reports.
Hail
Harlem: 17/100 · Hays: 31/100
Hays is 14 points higher.
Harlem: Hail risk derived from NOAA SPC historical reports.
Hays: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harlem: Unavailable · Hays: Unavailable
A score difference cannot be calculated without both sources.
Harlem: Storm surge model is not available for this location yet.
Hays: Storm surge model is not available for this location yet.
Wildfire
Harlem: 44/100 · Hays: 54/100
Hays is 10 points higher.
Harlem: Wildfire exposure derived from ingested fire potential tiles.
Hays: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harlem: 13/100 · Hays: 14/100
Hays is 1 points higher.
Harlem: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hays: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.