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City vs city

Elmo vs Kerr, MT

Elmo currently scores 4 points higher overall than Kerr, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elmo: 29/100 · Kerr: 25/100

Elmo is 4 points higher.

Flood

Elmo: 73/100 · Kerr: 46/100

Elmo is 27 points higher.

Elmo: FEMA NFHL flood zones: 7 features intersect this tile.

Kerr: FEMA NFHL flood zones: 8 features intersect this tile.

Wind

Elmo: 14/100 · Kerr: 14/100

No gap.

Elmo: Wind exposure derived from ingested design wind / climatology tiles.

Kerr: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elmo: 12/100 · Kerr: 16/100

Kerr is 4 points higher.

Elmo: Lightning exposure derived from ingested climatology tiles.

Kerr: Lightning exposure derived from ingested climatology tiles.

Tornado

Elmo: 0/100 · Kerr: 0/100

No gap.

Elmo: Tornado risk derived from NOAA SPC historical reports.

Kerr: Tornado risk derived from NOAA SPC historical reports.

Hail

Elmo: 2/100 · Kerr: 6/100

Kerr is 4 points higher.

Elmo: Hail risk derived from NOAA SPC historical reports.

Kerr: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elmo: Unavailable · Kerr: Unavailable

A score difference cannot be calculated without both sources.

Elmo: Storm surge model is not available for this location yet.

Kerr: Storm surge model is not available for this location yet.

Wildfire

Elmo: 55/100 · Kerr: 56/100

Kerr is 1 points higher.

Elmo: Wildfire exposure derived from ingested fire potential tiles.

Kerr: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Elmo: 17/100 · Kerr: 14/100

Elmo is 3 points higher.

Elmo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Kerr: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.