City vs city
Darby vs Wisdom, MT
Darby currently scores 6 points higher overall than Wisdom, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Darby: 29/100 · Wisdom: 23/100
Darby is 6 points higher.
Flood
Darby: 32/100 · Wisdom: 39/100
Wisdom is 7 points higher.
Darby: FEMA NFHL flood zones: 6 features intersect this tile.
Wisdom: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Darby: 14/100 · Wisdom: 14/100
No gap.
Darby: Wind exposure derived from ingested design wind / climatology tiles.
Wisdom: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Darby: 8/100 · Wisdom: 10/100
Wisdom is 2 points higher.
Darby: Lightning exposure derived from ingested climatology tiles.
Wisdom: Lightning exposure derived from ingested climatology tiles.
Tornado
Darby: 0/100 · Wisdom: 4/100
Wisdom is 4 points higher.
Darby: Tornado risk derived from NOAA SPC historical reports.
Wisdom: Tornado risk derived from NOAA SPC historical reports.
Hail
Darby: 40/100 · Wisdom: 22/100
Darby is 18 points higher.
Darby: Hail risk derived from NOAA SPC historical reports.
Wisdom: Hail risk derived from NOAA SPC historical reports.
Storm surge
Darby: Unavailable · Wisdom: Unavailable
A score difference cannot be calculated without both sources.
Darby: Storm surge model is not available for this location yet.
Wisdom: Storm surge model is not available for this location yet.
Wildfire
Darby: 67/100 · Wisdom: 60/100
Darby is 7 points higher.
Darby: Wildfire exposure derived from ingested fire potential tiles.
Wisdom: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Darby: 10/100 · Wisdom: 11/100
Wisdom is 1 points higher.
Darby: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Wisdom: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Compare with another city