City vs city
Carter vs Kalispell, MT
Kalispell currently scores 9 points higher overall than Carter, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carter: 16/100 · Kalispell: 25/100
Kalispell is 9 points higher.
Flood
Carter: Unavailable · Kalispell: 28/100
A score difference cannot be calculated without both sources.
Carter: Flood model is not available for this location yet.
Kalispell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Carter: 16/100 · Kalispell: 14/100
Carter is 2 points higher.
Carter: Wind exposure derived from ingested design wind / climatology tiles.
Kalispell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carter: 8/100 · Kalispell: 10/100
Kalispell is 2 points higher.
Carter: Lightning exposure derived from ingested climatology tiles.
Kalispell: Lightning exposure derived from ingested climatology tiles.
Tornado
Carter: 8/100 · Kalispell: 0/100
Carter is 8 points higher.
Carter: Tornado risk derived from NOAA SPC historical reports.
Kalispell: Tornado risk derived from NOAA SPC historical reports.
Hail
Carter: 25/100 · Kalispell: 16/100
Carter is 9 points higher.
Carter: Hail risk derived from NOAA SPC historical reports.
Kalispell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carter: Unavailable · Kalispell: Unavailable
A score difference cannot be calculated without both sources.
Carter: Storm surge model is not available for this location yet.
Kalispell: Storm surge model is not available for this location yet.
Wildfire
Carter: 27/100 · Kalispell: 66/100
Kalispell is 39 points higher.
Carter: Wildfire exposure derived from ingested fire potential tiles.
Kalispell: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carter: 29/100 · Kalispell: 17/100
Carter is 12 points higher.
Carter: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kalispell: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.