Direct answer

Is Madison, MS safe from lightning?

Madison has elevated lightning exposure. Risk is meaningful at 66/100, so planning and coverage checks are recommended.

City score

66/100

Level: elevated

State average

90/100

Same hazard across MS.

Comparison

Madison is 24 points below the state average for this hazard.

Why this answer

Lightning exposure derived from ingested climatology tiles.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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