City vs city
Coldwater vs Hernando, MS
Hernando currently scores 2 points higher overall than Coldwater, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Coldwater: 44/100 · Hernando: 46/100
Hernando is 2 points higher.
Flood
Coldwater: 53/100 · Hernando: 30/100
Coldwater is 23 points higher.
Coldwater: FEMA NFHL flood zones: 9 features intersect this tile.
Hernando: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Coldwater: 14/100 · Hernando: 14/100
No gap.
Coldwater: Wind exposure derived from ingested design wind / climatology tiles.
Hernando: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Coldwater: 66/100 · Hernando: 65/100
Coldwater is 1 points higher.
Coldwater: Lightning exposure derived from ingested climatology tiles.
Hernando: Lightning exposure derived from ingested climatology tiles.
Tornado
Coldwater: 31/100 · Hernando: 46/100
Hernando is 15 points higher.
Coldwater: Tornado risk derived from NOAA SPC historical reports.
Hernando: Tornado risk derived from NOAA SPC historical reports.
Hail
Coldwater: 65/100 · Hernando: 100/100
Hernando is 35 points higher.
Coldwater: Hail risk derived from NOAA SPC historical reports.
Hernando: Hail risk derived from NOAA SPC historical reports.
Storm surge
Coldwater: Unavailable · Hernando: Unavailable
A score difference cannot be calculated without both sources.
Coldwater: Storm surge model is not available for this location yet.
Hernando: Storm surge model is not available for this location yet.
Wildfire
Coldwater: 59/100 · Hernando: 43/100
Coldwater is 16 points higher.
Coldwater: Wildfire exposure derived from ingested fire potential tiles.
Hernando: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Coldwater: 21/100 · Hernando: 21/100
No gap.
Coldwater: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hernando: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.