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Direct answer
Is St. Charles, MO safe from hail?
St. Charles is not considered low-risk for hail right now. The current long-term score is 88/100 (high).
City score
88/100
Level: high
State average
97/100
Same hazard across MO.
Comparison
St. Charles is 9 points below the state average for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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