Direct answer

Is St. Charles, MO safe from hail?

St. Charles is not considered low-risk for hail right now. The current long-term score is 88/100 (high).

City score

88/100

Level: high

State average

97/100

Same hazard across MO.

Comparison

St. Charles is 9 points below the state average for this hazard.

Why this answer

Hail risk derived from NOAA SPC historical reports.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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