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City vs city
St. Charles vs Independence, MO
St. Charles and Independence are tied on overall score, with the biggest factor difference in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
St. Charles: 47/100 · Independence: 47/100
No gap.
Flood
St. Charles: 55/100 · Independence: 50/100
St. Charles is 5 points higher.
Wind
St. Charles: 16/100 · Independence: 18/100
Independence is 2 points higher.
Lightning
St. Charles: 44/100 · Independence: 75/100
Independence is 31 points higher.
Tornado
St. Charles: 48/100 · Independence: 16/100
St. Charles is 32 points higher.
Hail
St. Charles: 100/100 · Independence: 100/100
No gap.
Storm surge
St. Charles: 0/100 · Independence: 0/100
No gap.