City vs city
Saint Clair vs St. Charles, MO
St. Charles currently scores 7 points higher overall than Saint Clair, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Saint Clair: 40/100 · St. Charles: 47/100
St. Charles is 7 points higher.
Flood
Saint Clair: 51/100 · St. Charles: 55/100
St. Charles is 4 points higher.
Saint Clair: FEMA NFHL flood zones: 10 features intersect this tile.
St. Charles: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Saint Clair: 16/100 · St. Charles: 16/100
No gap.
Saint Clair: Wind exposure derived from ingested design wind / climatology tiles.
St. Charles: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Saint Clair: 52/100 · St. Charles: 44/100
Saint Clair is 8 points higher.
Saint Clair: Lightning exposure derived from ingested climatology tiles.
St. Charles: Lightning exposure derived from ingested climatology tiles.
Tornado
Saint Clair: 12/100 · St. Charles: 46/100
St. Charles is 34 points higher.
Saint Clair: Tornado risk derived from NOAA SPC historical reports.
St. Charles: Tornado risk derived from NOAA SPC historical reports.
Hail
Saint Clair: 84/100 · St. Charles: 100/100
St. Charles is 16 points higher.
Saint Clair: Hail risk derived from NOAA SPC historical reports.
St. Charles: Hail risk derived from NOAA SPC historical reports.
Storm surge
Saint Clair: Unavailable · St. Charles: Unavailable
A score difference cannot be calculated without both sources.
Saint Clair: Storm surge model is not available for this location yet.
St. Charles: Storm surge model is not available for this location yet.
Wildfire
Saint Clair: 41/100 · St. Charles: 37/100
Saint Clair is 4 points higher.
Saint Clair: Wildfire exposure derived from ingested fire potential tiles.
St. Charles: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Saint Clair: 27/100 · St. Charles: 28/100
St. Charles is 1 points higher.
Saint Clair: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Charles: Air quality signal derived from the latest EPA AirNow combined AQI grid.