City vs city
Owensville vs St. James, MO
Owensville currently scores 1 points higher overall than St. James, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owensville: 41/100 · St. James: 40/100
Owensville is 1 points higher.
Flood
Owensville: 37/100 · St. James: 24/100
Owensville is 13 points higher.
Owensville: FEMA NFHL flood zones: 2 features intersect this tile.
St. James: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Owensville: 16/100 · St. James: 16/100
No gap.
Owensville: Wind exposure derived from ingested design wind / climatology tiles.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owensville: 57/100 · St. James: 59/100
St. James is 2 points higher.
Owensville: Lightning exposure derived from ingested climatology tiles.
St. James: Lightning exposure derived from ingested climatology tiles.
Tornado
Owensville: 4/100 · St. James: 35/100
St. James is 31 points higher.
Owensville: Tornado risk derived from NOAA SPC historical reports.
St. James: Tornado risk derived from NOAA SPC historical reports.
Hail
Owensville: 100/100 · St. James: 81/100
Owensville is 19 points higher.
Owensville: Hail risk derived from NOAA SPC historical reports.
St. James: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owensville: Unavailable · St. James: Unavailable
A score difference cannot be calculated without both sources.
Owensville: Storm surge model is not available for this location yet.
St. James: Storm surge model is not available for this location yet.
Wildfire
Owensville: 47/100 · St. James: 52/100
St. James is 5 points higher.
Owensville: Wildfire exposure derived from ingested fire potential tiles.
St. James: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Owensville: 27/100 · St. James: 13/100
Owensville is 14 points higher.
Owensville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.