City vs city
Independence vs St. Joseph, MO
St. Joseph currently scores 1 points higher overall than Independence, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 48/100 · St. Joseph: 49/100
St. Joseph is 1 points higher.
Flood
Independence: 50/100 · St. Joseph: 16/100
Independence is 34 points higher.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Independence: 18/100 · St. Joseph: 18/100
No gap.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 75/100 · St. Joseph: 63/100
Independence is 12 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · St. Joseph: 85/100
St. Joseph is 62 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · St. Joseph: 100/100
No gap.
Independence: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Independence: 50/100 · St. Joseph: 34/100
Independence is 16 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Independence: 22/100 · St. Joseph: 29/100
St. Joseph is 7 points higher.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.