City vs city
Independence vs Montgomery City, MO
Independence currently scores 19 points higher overall than Montgomery City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 48/100 · Montgomery City: 29/100
Independence is 19 points higher.
Flood
Independence: 50/100 · Montgomery City: 32/100
Independence is 18 points higher.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Montgomery City: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Independence: 18/100 · Montgomery City: 17/100
Independence is 1 points higher.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Montgomery City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 75/100 · Montgomery City: 43/100
Independence is 32 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Montgomery City: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · Montgomery City: 23/100
No gap.
Independence: Tornado risk derived from NOAA SPC historical reports.
Montgomery City: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · Montgomery City: 41/100
Independence is 59 points higher.
Independence: Hail risk derived from NOAA SPC historical reports.
Montgomery City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Montgomery City: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Montgomery City: Storm surge model is not available for this location yet.
Wildfire
Independence: 50/100 · Montgomery City: 33/100
Independence is 17 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Montgomery City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Independence: 22/100 · Montgomery City: 13/100
Independence is 9 points higher.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Montgomery City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.