City vs city
Independence vs Ladue, MO
Independence currently scores 5 points higher overall than Ladue, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 48/100 · Ladue: 43/100
Independence is 5 points higher.
Flood
Independence: 50/100 · Ladue: 42/100
Independence is 8 points higher.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Ladue: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Independence: 18/100 · Ladue: 16/100
Independence is 2 points higher.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Ladue: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 75/100 · Ladue: 40/100
Independence is 35 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Ladue: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · Ladue: 38/100
Ladue is 15 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
Ladue: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · Ladue: 100/100
No gap.
Independence: Hail risk derived from NOAA SPC historical reports.
Ladue: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Ladue: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Ladue: Storm surge model is not available for this location yet.
Wildfire
Independence: 50/100 · Ladue: 40/100
Independence is 10 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Ladue: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Independence: 22/100 · Ladue: 27/100
Ladue is 5 points higher.
Independence: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ladue: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.