City vs city
Independence vs Kirkwood, MO
Independence currently scores 7 points higher overall than Kirkwood, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Independence: 48/100 · Kirkwood: 41/100
Independence is 7 points higher.
Flood
Independence: 50/100 · Kirkwood: 48/100
Independence is 2 points higher.
Independence: FEMA NFHL flood zones: 11 features intersect this tile.
Kirkwood: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Independence: 18/100 · Kirkwood: 16/100
Independence is 2 points higher.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Kirkwood: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Independence: 75/100 · Kirkwood: 43/100
Independence is 32 points higher.
Independence: Lightning exposure derived from ingested climatology tiles.
Kirkwood: Lightning exposure derived from ingested climatology tiles.
Tornado
Independence: 23/100 · Kirkwood: 12/100
Independence is 11 points higher.
Independence: Tornado risk derived from NOAA SPC historical reports.
Kirkwood: Tornado risk derived from NOAA SPC historical reports.
Hail
Independence: 100/100 · Kirkwood: 100/100
No gap.
Independence: Hail risk derived from NOAA SPC historical reports.
Kirkwood: Hail risk derived from NOAA SPC historical reports.
Storm surge
Independence: Unavailable · Kirkwood: Unavailable
A score difference cannot be calculated without both sources.
Independence: Storm surge model is not available for this location yet.
Kirkwood: Storm surge model is not available for this location yet.
Wildfire
Independence: 50/100 · Kirkwood: 45/100
Independence is 5 points higher.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Kirkwood: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Independence: 22/100 · Kirkwood: 25/100
Kirkwood is 3 points higher.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Kirkwood: Air quality signal derived from the latest EPA AirNow combined AQI grid.