City vs city
Excelsior Springs vs St. Louis, MO
Excelsior Springs currently scores 10 points higher overall than St. Louis, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Excelsior Springs: 48/100 · St. Louis: 38/100
Excelsior Springs is 10 points higher.
Flood
Excelsior Springs: 47/100 · St. Louis: 32/100
Excelsior Springs is 15 points higher.
Excelsior Springs: FEMA NFHL flood zones: 11 features intersect this tile.
St. Louis: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Excelsior Springs: 18/100 · St. Louis: 16/100
Excelsior Springs is 2 points higher.
Excelsior Springs: Wind exposure derived from ingested design wind / climatology tiles.
St. Louis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Excelsior Springs: 80/100 · St. Louis: 39/100
Excelsior Springs is 41 points higher.
Excelsior Springs: Lightning exposure derived from ingested climatology tiles.
St. Louis: Lightning exposure derived from ingested climatology tiles.
Tornado
Excelsior Springs: 23/100 · St. Louis: 15/100
Excelsior Springs is 8 points higher.
Excelsior Springs: Tornado risk derived from NOAA SPC historical reports.
St. Louis: Tornado risk derived from NOAA SPC historical reports.
Hail
Excelsior Springs: 100/100 · St. Louis: 100/100
No gap.
Excelsior Springs: Hail risk derived from NOAA SPC historical reports.
St. Louis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Excelsior Springs: Unavailable · St. Louis: Unavailable
A score difference cannot be calculated without both sources.
Excelsior Springs: Storm surge model is not available for this location yet.
St. Louis: Storm surge model is not available for this location yet.
Wildfire
Excelsior Springs: 43/100 · St. Louis: 38/100
Excelsior Springs is 5 points higher.
Excelsior Springs: Wildfire exposure derived from ingested fire potential tiles.
St. Louis: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Excelsior Springs: 26/100 · St. Louis: 27/100
St. Louis is 1 points higher.
Excelsior Springs: Air quality signal derived from the latest EPA AirNow combined AQI grid.
St. Louis: Air quality signal derived from the latest EPA AirNow combined AQI grid.