City vs city
Columbia vs St. Joseph, MO
St. Joseph currently scores 5 points higher overall than Columbia, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 44/100 · St. Joseph: 49/100
St. Joseph is 5 points higher.
Flood
Columbia: 40/100 · St. Joseph: 16/100
Columbia is 24 points higher.
Columbia: FEMA NFHL flood zones: 12 features intersect this tile.
St. Joseph: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Columbia: 17/100 · St. Joseph: 18/100
St. Joseph is 1 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 46/100 · St. Joseph: 63/100
St. Joseph is 17 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 69/100 · St. Joseph: 85/100
St. Joseph is 16 points higher.
Columbia: Tornado risk derived from NOAA SPC historical reports.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 100/100 · St. Joseph: 100/100
No gap.
Columbia: Hail risk derived from NOAA SPC historical reports.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · St. Joseph: Unavailable
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
St. Joseph: Storm surge model is not available for this location yet.
Wildfire
Columbia: 22/100 · St. Joseph: 34/100
St. Joseph is 12 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Columbia: 12/100 · St. Joseph: 29/100
St. Joseph is 17 points higher.
Columbia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Joseph: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.